The Southern United States has long been a haven for affordable living, and in 2025, this trend continues, especially for first-time homebuyers. With rising home prices in many parts of the country, the South offers a refreshing alternative where homeownership remains within reach. From vibrant urban centers to charming small towns, the region boasts a variety of options that cater to diverse preferences and budgets.
1. Oklahoma City, Oklahoma: A Blend of Affordability and Opportunity
Oklahoma City stands out as a prime destination for first-time buyers. With a median home price approximately 29% below the national average, the city offers significant savings. The local economy is robust, with low unemployment rates and a growing job market, particularly in sectors like energy, healthcare, and logistics. This combination of affordability and opportunity makes Oklahoma City an attractive option for newcomers.
2. Greenville, South Carolina: Southern Charm Meets Economic Growth
Greenville has emerged as a favorite among first-time buyers seeking a balance between small-town charm and urban amenities. The city's median home price is about 28% lower than the national average, and the cost of living is 9% less. A revitalized downtown, strong job market, and abundant outdoor recreational opportunities contribute to its appeal. Greenville's growth is further supported by its low unemployment rate of 2.6%.
3. Jacksonville, Florida: Coastal Living Without the High Price Tag
For those desiring coastal living, Jacksonville offers an affordable entry point. With a median home price around $325,000, it's one of the most affordable large cities in Florida. The city's diverse economy, including sectors like healthcare, finance, and logistics, provides ample job opportunities. Neighborhoods such as Mandarin, Orange Park, and the Southside are popular among first-time buyers for their affordability and quality of life.
4. San Antonio, Texas: A Blend of Culture and Affordability
San Antonio continues to be a top choice for first-time homebuyers. The median home value is approximately $158,500, significantly below the national average. The city's rich cultural heritage, coupled with a strong economy driven by sectors like military, healthcare, and tourism, makes it an appealing destination. Additionally, San Antonio's cost of living is 8% below the national average, further enhancing its affordability.
5. Fayetteville, North Carolina: Military Town with Affordable Housing
Fayetteville offers a unique blend of affordability and community. With a median home sale price of $218,500 and a median household income of $63,650, the city boasts a favorable price-to-income ratio. The presence of Fort Bragg contributes to a stable economy and a diverse population. Fayetteville's strong community ties and low competition in the housing market make it an attractive option for first-time buyers.
6. Birmingham, Alabama: Affordable Living with Urban Amenities
Birmingham presents an affordable option for first-time homebuyers. The median home value is $130,900, and the city offers inexpensive transportation, healthcare, and groceries. Birmingham's growing job market, particularly in sectors like healthcare and education, provides opportunities for new residents. The city's rich history and cultural attractions add to its appeal.
7. McAllen, Texas: Border City with Budget-Friendly Homes
McAllen is a hidden gem for first-time buyers seeking affordability. With a median home price of $210,833 and an average income of $47,597, the city offers a favorable price-to-income ratio. McAllen's relaxed housing market, with homes spending an average of 40 days on the market, provides buyers with ample time to make informed decisions. The city's proximity to the U.S.-Mexico border adds a unique cultural dimension to its appeal.
8. Altamonte Springs, Florida: Suburban Living Near Orlando
Altamonte Springs offers affordable suburban living with easy access to Orlando's job market and entertainment options. The median listing price is $229,000, making it an attractive option for first-time buyers. The city's lower risk of hurricane damage compared to coastal areas adds an extra layer of appeal. Altamonte Springs' family-friendly atmosphere and strong community make it a desirable place to live.
The Southern United States continues to offer a wealth of opportunities for first-time homebuyers in 2025. Cities like Oklahoma City, Greenville, and Jacksonville provide a combination of affordability, economic growth, and quality of life. Whether you're drawn to the charm of small towns or the amenities of larger cities, the South has something to offer every prospective homeowner. Exploring these affordability hotspots can be the first step toward achieving your homeownership dreams.